Monthly Archives: April 2011

Stephen Asks…What Is The Best Way to Obtain My Credit Score?

What is your credit score? You need it for almost anything in this new economic world… from renting an apartment to obtaining insurance, to credit and even employers are inquiring on your credit rating. It is very important for you … Continue reading

Debra Asks… How Do I Find A Mortgage Professional I Can Trust?

Choosing the right mortgage professional is more important than ever. I know that. SO… Why ALMC?  It means all loans must close! I started this company 16 years ago because I wasn’t happy with the mortgage industry. I felt mortgage … Continue reading

Maggie Asks…I Think I’m Ready For Homeownership But I Don’t Know All The Things I Should Consider. Can You help?

YES! When you are ready to make the leap from renting to buying, and have already determined what you can afford for the mortgage payment, taxes and insurance then you are ready to consider the other costs that might be … Continue reading

Wanda Asks….Is Now the Best Time to Buy a House?

According to Zillow Research, the economy is improving. That is great news for home buyers! The improvement is expected to gradually increase “household formation and consumer confidence”. But the housing market may still face greater declines due to “excess inventory … Continue reading

Steve Asks…Should I Refinance to Lower My Balance?

Great Question Steve! Twenty Two percent of the homeowners who refinanced their mortgages in the second quarter of 2010 paid additional money at closing to lower their principle balance.* This is a great opportunity for homeowners to lower their payments. … Continue reading