Monthly Archives: August 2011

Crystal Asks… I want to buy a home but dont have any downpayment. Is that possible?

  Yes Crystal – it IS possible.  You may be able to purchase a home with NO money down. You can finance the entire purchase price. However, The only true 0% down payment loan is a VA loan. The VA does … Continue reading

Justin Asks… How do I find a Loan Officer that I can trust to work with my mortgage?

  In today’s economic environment, its tough to know who to call  – what to do and who to trust! Mortgage professionals are lined up to get your business. The best way to find a reputable mortgage professional is by … Continue reading

Jaelynn Asks… What do I need to know about qualifying for a mortgage?

When you purchase a new home or refinance your existing home, there are four major factors for mortgage qualification. Our expert team of loan professionals can help you analyze this information to determine what programs are best suited to your … Continue reading

Jimmy Asks… Im preparing to refinance – what documents do I need to provide?

Every situation is a little different but for the most part you will need the following documents: Most Current Two Years Completed Tax Returns Including all Schedules Most Current Two Years W-2 Forms Most Current Two Paystubs Name, Address, Phone … Continue reading

Chelsea Asks… I want to hire a real estate agent to help me find a home. What should I expect?

The agent you choose to represent you in the purchase transaction should do the following for you… Put together a database/list of homes currently on the market that meet your criteria. Criteria may include type of property, number of bedrooms, … Continue reading

Jon Asks… I want to be prepared to buy a home – what are my responsibilities?

So glad you are thinking ahead and being prepared is the # 1 best way to have a smooth transaction! Get pre-approved for a loan before you begin shopping for a home. This will help determine your price range and approximate … Continue reading