Monthly Archives: April 2012

Johnny Asks… I’ve heard sellers are getting multiple offers on their homes… is there a way for me to stand out and have them choose my offer?

One way to get noticed by the seller is to put your thoughts on paper – a love letter of sorts to sellers telling them what you love about the house and why you are the best buyer! Continue reading →

Posted on April 30, 2012   |  Categories: Finances, Home Buying   |  No comments

Jillian Asks… I found the home of my dreams but am struggling to come up with enough money for a down payment. Would it be a good idea to use money from my retirement savings towards the down payment?

Tapping into your 401(K) for a loan is not necessarily a poor decision. It does depend on your overall financial situation – so what is right for you may not be for someone else. Continue reading →

Posted on April 29, 2012   |  Categories: Finances, Home Buying, Uncategorized   |  No comments

Wayne Asks… I am in the process of being approved for a mortgage and want to make sure that I do in fact get approved. What are some things that could prevent my approval?

Bottom line is that if you plan ahead for the expected and unexpected, you will be prepared and a good risk for the lender!

Continue reading →

Posted on April 22, 2012   |  Categories: Credit Score, Finances, Home Buying   |  No comments

Andrea Asks… I am first time renter and have been told that I should get renters insurance. Is this true?

I would highly advise that all renters consider using renters insurance Continue reading →

Posted on April 12, 2012   |  Categories: Credit Score, Finances   |  No comments

Andy Asks… I dont know what to believe when it comes to tax rules… How can I be sure I wont mess up my filing?

There are many widely-held myths about our tax system that cost taxpayers money every year. Continue reading →

Posted on April 10, 2012   |  Categories: Finances, Uncategorized   |  No comments

George Asks… I just got a letter from the IRS that I am going to be audited. What does this mean? Will it affect my ability to get a mortgage in the future?

Congratulations!  You have been selected to attend an IRS audit!  Although there are a number of “lucky” people selected completely at random by the IRS computer, the majority of returns chosen for review drew attention for specific reasons.  So how … Continue reading →

Posted on April 8, 2012   |  Categories: Finances   |  No comments

Daniel Asks…. We want to spruce up our house so we can sell it this spring, but only have about $1000 to spend – what can we do that will make some impact?

You can improve any room without breaking the bank—here are 3 simple steps to transform your space:Conquer That Clutter and Make a GREAT First Impression, Perk Up Walls with Paint and Mix & Match Your Movables

Continue reading →

Posted on April 4, 2012   |  Categories: Home Buying, Home Ownership   |  No comments

Chris Asks… I’m ready to buy a house, but I’ve seen some friends recently go through the “trauma” and everything seemed to be such a big deal… I’m nervous. What do you think?

The search for a new home can easily be one of the most stressful times of your life as emotions run high and tension between different parties builds. This is true for even the calmest, most cool-headed people around. This … Continue reading →

Posted on April 1, 2012   |  Categories: Home Buying, Mortgages   |  No comments