Author Archives: Cheryl

About Cheryl

As a successful business owner and community leader, Cheryl Braunschweiger is known and respected for getting things done with a degree of skill and enthusiasm that bring out the best in those around her - colleagues, clients and friends. The name of her business, ALMC Mortgage, reflects Cheryl's philosophy and personality. She says it stands for All Loans Must Close –a reflection of her determination to do whatever it takes to serve her clients. Cheryl has been in the mortgage lending business for 20 years. Read More About Cheryl

Andre’ Asks… I am selling my home and I’m a bit superstitious. My agent brought a contract to me today – Friday the 13th… I dont want to accept it – my wife says I’m nuts. What do you think?

Andre’, you are not alone. There are many buyers and sellers than will avoid having the number 13 associated with their transaction. Not only do they avoid the 13th day of the month, but studies show that properties with the … Continue reading

Fred Asks… Which of my three credit scores is most important?

Fred asks which of my three credit scores is most important? Continue reading

Jo Asks… How do I avoid buying a lemon?

Jo asks how do I avoid buying a lemon?
A home warranty, paid for by you or the seller, provides an added degree of protection. Continue reading

Bobbi Asks… How do I prepare to buy a house a year from now?

Bobbi asks how do I prepare to buy a house a year from now? Continue reading

Stephen Asks… Can I pay my student loans with the equity in my home?

Including a student loan in your home loan will mean a higher mortgage payment. Continue reading

Thom Asks… How do I make sure the seller accepts my offer? I want to be a ready buyer.

You are Ready – We are Ready!  I say it all the time.The current housing market is fast paced and you need to BE READY to make an offer – and say… “YES to the Address”! The seller will want … Continue reading

Rhonda Asks… Can you help me understand the alphabet soup of lending?

Rhonda asks can you help me understand the alphabet soup of lending? Continue reading

Kelly Asks… What can I do to making my loan closing go smoothly?

Kelly asks what can I do to making my loan closing go smoothly? Continue reading

Michelle Asks… Are there any obstacles I need to be aware of as a single buyer?

Michelle asks are there any obstacles I need to be aware of as a single buyer? Continue reading

Marty Asks… Is this a good time to sell my house?

Marty asks is this a good time to sell my house? Continue reading