Category Archives: Finances

Bobbi Asks… How do I prepare to buy a house a year from now?

Bobbi asks how do I prepare to buy a house a year from now? Continue reading

Rhonda Asks… Can you help me understand the alphabet soup of lending?

Rhonda asks can you help me understand the alphabet soup of lending? Continue reading

Roy Asks… How can I make my mortgage work for me?

The equity in your home can give you a financial advantage if used correctly.

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Mary Asks… Is there a tax advantage to making my January mortgage payment in December?

YES, by making your January 2014 mortgage payment before this years end, you may in fact save yourself a substantial amount of money Continue reading

Tricia asks….I have heard that buying a home in the winter months can be beneficial. I have SO many other things to do right now, why should I add this to my list?

The most important thing to remember is sellers that have listed during this time of year are very serious about selling. Continue reading

Sharon Asks….How do I choose a mortgage provider I can trust?

Check with your local Better Business Bureau and ask for a company reliability report. Also, seek referrals within your own network of friends, co-workers, neighbors family and a trusted Realtor.
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Mary Asks… Is there a tax advantage to making my January mortgage payment in December?

If you were to pay your January 1, 2014 mortgage bill in advance, by the end of December, your interest deduction from January would be shifted to this year’s deductions Continue reading

James Asks… I was divorced a few years ago and my former wife and I agreed to split the bills. She is not paying and the credit card companies are calling ME. I’m not responsible right?

So if it was a joint debt, the divorce decree legally absolves you from the debt. However, the credit reporting aspect is a different story –the creditor will report and try to collect from either party sometimes as long as it takes. Continue reading

Joseph Asks… A $5 collection runied my credit – how can this happen?

You can get a free credit report once a year from www.ANNUALCREDITREPORT.com
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Elliot Asks… Homes in my neighborhood are having trouble selling lately. How can I make sure that buyers are impressed with MY house!

BE CREATIVE !! We are social media junkies now a days – use it to your advantage! Get the word out about your home with a video! Continue reading