Category Archives: Home Ownership

Josh and Karen Ask…We want to move soon. How should we prepare our home to sell?

Remember to create a positive first impression and showcase the best attributes of your home.
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Sarah Asks….I will be moving to Denver soon with my job. Should I rent or own?

Interest rates are still low and that means it is more affordable to own your own home. Continue reading

Mary Asks… Is there a tax advantage to making my January mortgage payment in December?

If you were to pay your January 1, 2014 mortgage bill in advance, by the end of December, your interest deduction from January would be shifted to this year’s deductions Continue reading

Dave Asks… My new years resolution was to pay off my mortgage by the end of the year. How can I make it happen?

By paying off your mortgage early, you will be potentially saving a great deal of money.
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Wes Asks… I have already negotiated the price on the home I am purchasing but the appraisal came in lower than the price. How can I challenge this value?

If an appraisal has come in low, you can request to know what type of appraisal was done and if there are comparables available to submit a reconsideration of value to the appraisal management company. Continue reading

Daniel Asks…. We want to spruce up our house so we can sell it this spring, but only have about $1000 to spend – what can we do that will make some impact?

You can improve any room without breaking the bank—here are 3 simple steps to transform your space:Conquer That Clutter and Make a GREAT First Impression, Perk Up Walls with Paint and Mix & Match Your Movables

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Cheryl Answers… Your Questions about the $25 Billion Mortgage Settlement just announced from Washington

So, what does this massive settlement mean to YOU ? If you fall into the 3 categories below you may benefit from this agreement… •Homeowners who need loan modifications to stay in their homes. Loan servicers have agreed to write … Continue reading

Julia Asks… After renting for 10 years, I finally decided to purchase my first home — Any tips to survive homeownership?

Congratulations on purchasing your first home, Julia! I’m sure you are feeling a bit overwhelmed wit all the responsibilities that homeownership brings.  Unfortunately, a home does not come with an owner’s manual or an informative seminar during which you will learn … Continue reading

Robert Asks… My agent showed my wife and I a house that is known to be haunted by local legend. It’s a little freaky – any way to know for sure?

Yes. If you currently have your eye on a home and are considering purchasing it but have a sinking suspicion that it may already have an “occupant” or two, there are in fact a few things you can do.  First … Continue reading

Marty Asks… I’ve owned a rental property for about 5 years – I’m wondering if in this market – it is a good idea to refinance. Any advice?

The costs you will incur during a refinance of your rental property will more than likely be covered within the first two years at your new rate. Let’s say on the refinance of your rental property you are able to … Continue reading