Category Archives: Mortgages

Sarah Asks… Should I buy a fixer upper if I can’t afford the house of my dreams?

Should I buy a fixer upper if I can’t afford the house of my dreams? Continue reading

Mary Asks… Is there a tax advantage to making my January mortgage payment in December?

YES, by making your January 2014 mortgage payment before this years end, you may in fact save yourself a substantial amount of money Continue reading

Tricia asks….I have heard that buying a home in the winter months can be beneficial. I have SO many other things to do right now, why should I add this to my list?

The most important thing to remember is sellers that have listed during this time of year are very serious about selling. Continue reading

Jody asks…. I found the home of my dreams – but the inspection shows issues – what should I do?

I have dreamt of being a homeowner for years. But the inspector I hired found a few issues. Is my dream shattered? You still may be able to follow through with that dream. You did the right thing by hiring an inspcector – the money it costs upfront can save you thousands in the long run! Continue reading

Sharon Asks….How do I choose a mortgage provider I can trust?

Check with your local Better Business Bureau and ask for a company reliability report. Also, seek referrals within your own network of friends, co-workers, neighbors family and a trusted Realtor.
Continue reading

Sarah Asks….I will be moving to Denver soon with my job. Should I rent or own?

Interest rates are still low and that means it is more affordable to own your own home. Continue reading

Mary Asks… Is there a tax advantage to making my January mortgage payment in December?

If you were to pay your January 1, 2014 mortgage bill in advance, by the end of December, your interest deduction from January would be shifted to this year’s deductions Continue reading

James Asks… I was divorced a few years ago and my former wife and I agreed to split the bills. She is not paying and the credit card companies are calling ME. I’m not responsible right?

So if it was a joint debt, the divorce decree legally absolves you from the debt. However, the credit reporting aspect is a different story –the creditor will report and try to collect from either party sometimes as long as it takes. Continue reading

Elliot Asks… Homes in my neighborhood are having trouble selling lately. How can I make sure that buyers are impressed with MY house!

BE CREATIVE !! We are social media junkies now a days – use it to your advantage! Get the word out about your home with a video! Continue reading

Dave Ramsey’s Financial Peace University

This class will teach you everything you need to know about dumping debt, building wealth, and changing your family tree Continue reading