Category Archives: Uncategorized

Karen asks what all do I need to gather for a mortgage?

This is an easy one for us to answer!  Reference this list, and you will be prepared!! Valid driver’s license – To comply with the Patriot Act, this will verify your identity. Secondary ID – Either a passport or Social … Continue reading

Robert Asks… My agent showed my wife and I a house that is known to be haunted by local legend. It’s a little freaky – any way to know for sure?

Yes. If you currently have your eye on a home and are considering purchasing it but have a sinking suspicion that it may already have an “occupant” or two, there are in fact a few things you can do. Continue reading

Josh and Karen Ask…We want to move soon. How should we prepare our home to sell?

Remember to create a positive first impression and showcase the best attributes of your home.
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Doug asks…We will be in the market to purchase in three months. What can I do to ensure I get the best mortgage deal?

Purchasing a home is a major life event and taking appropriate steps can really pay off. Continue reading

Cheryl Braunschweiger of ALMC Mortgage Named 2013 Five Star Mortgage Professional

Senior Loan Officer Cheryl Braunschweiger of ALMC Mortgage at NOVA Home Loans has been named as a Five Star Mortgage ProfessionalSM by 5280 Magazine and Five Star Professional. Continue reading

Henry Asks… How can I avoid my emotions when it comes to home buying and ensure that I make a sound financial investment?

Often times, it easy to get caught up in the moment as a homebuyer, especially when come across your “dream home.” This can lead to you making a decision with your heart rather than your head. It is important as … Continue reading

James Asks… Do you have a check list to help me be prepared to do my taxes?

Whether you have scheduled the appointment with the accountant or purchased the do-it-yourself tax software, you are now going to have to get organized. Following is a reference guide of all the data you might need.

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Jason Asks… I was wondering about Social Security Numbers. Will they ever run out ?

Great question Jason – you would think the answer is YES – however, after some searching I found this article below and the author seems to think we will have enough numbers to issue 5.5 Million per year through 2030! 18 … Continue reading

Jillian Asks… I found the home of my dreams but am struggling to come up with enough money for a down payment. Would it be a good idea to use money from my retirement savings towards the down payment?

Tapping into your 401(K) for a loan is not necessarily a poor decision. It does depend on your overall financial situation – so what is right for you may not be for someone else. Continue reading

Andy Asks… I dont know what to believe when it comes to tax rules… How can I be sure I wont mess up my filing?

There are many widely-held myths about our tax system that cost taxpayers money every year. Continue reading