Jon Asks… I want to be prepared to buy a home – what are my responsibilities?

So glad you are thinking ahead and being prepared is the # 1 best way to have a smooth transaction!

  • Get pre-approved for a loan before you begin shopping for a home. This will help determine your price range and approximate monthly payment. Additionally, a pre-approval letter from your lender will let the realtor know that you are a serious buyer and you are qualified to purchase a home.
  • Keep your mortgage lender and real estate agent informed of any changes that may affect your loan approval.
  • Provide as much documentation to the lender as possible. Not only will you take care of all the details early in the process, it will also help you qualify for the best loan available. Most importantly, this will help to prevent delays later in the loan process.
  • Enjoy shopping for a home! Often, this is the single most important financial decision people make in their lives and you want to make sure it is the right one.
Meet Cheryl!

About Cheryl

As a successful business owner and community leader, Cheryl Braunschweiger is known and respected for getting things done with a degree of skill and enthusiasm that bring out the best in those around her - colleagues, clients and friends. The name of her business, ALMC Mortgage, reflects Cheryl's philosophy and personality. She says it stands for All Loans Must Close –a reflection of her determination to do whatever it takes to serve her clients. Cheryl has been in the mortgage lending business for 20 years. Read More About Cheryl
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