Bobbi Asks… How do I prepare to buy a house a year from now?

Ca;emdarCongratulations on planning ahead, Bobbi. You’ll want to make sure your finances are in order. So, pay off as much debt as possible. Add to your savings if you can. Work on improving your credit score, if needed. Figure out what you think you can spend. I can help you with these financial preparations. But you’ve got a year to work with. So, don’t limit your planning to financial issues. Do some preliminary “window shopping” in various neighborhoods to get a feel for where you want to live. Check schools, if you have kids or expect to. Find a realtor you’re comfortable with. Begin collecting the financial forms you’ll need — bank statements, tax returns, etc. I can help you figure out what you’ll need. Your realtor or I can help you find a lawyer, home inspector and insurance agent if you want. Or you can use the year to find these professionals on your own. It’s never too early to begin planning. So, whether you’re ready to buy now or a year from now, give me a call if you want help getting ready. 303-696-6933.

Meet Cheryl!

About Cheryl

As a successful business owner and community leader, Cheryl Braunschweiger is known and respected for getting things done with a degree of skill and enthusiasm that bring out the best in those around her - colleagues, clients and friends. The name of her business, ALMC Mortgage, reflects Cheryl's philosophy and personality. She says it stands for All Loans Must Close –a reflection of her determination to do whatever it takes to serve her clients. Cheryl has been in the mortgage lending business for 20 years. Read More About Cheryl
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