Tag Archives: credit history

Brian Asks… I have no debt or late payments; this means I should have a great credit score, right?

This is actually one of the most common credit myths out there. Just because you are financially responsible does not mean that you have good credit. Your FICO score (credit score) is a measure of your credibility when it comes … Continue reading

Jaelynn Asks… What do I need to know about qualifying for a mortgage?

When you purchase a new home or refinance your existing home, there are four major factors for mortgage qualification. Our expert team of loan professionals can help you analyze this information to determine what programs are best suited to your … Continue reading